If you don't see an answer to your question, you can send us an email from our contact form.
There are three ways in which you can enroll for benefits;:
You can contact BRMS at any time to obtain the answers to your questions.
To become eligible for benefits you must work eighty (80) hours in a month.
Your medical coverage could be terminated for any of the following reasons:
Open Enrollment happens once every year. During the entire month of November you will be able switch your medical / dental plan. All changes will become effective January 1st.
Depending on the number of years of Credited Service you will be entitled to the following benefits:
|Schedule of Benefits and Copayments|
|Years of Credited Service||Eligible Benefits||Monthly Dependent Copayment|
|20 or more years of Credited Service||Medical, prescription drug, dental, vision and death benefits||Zero (0) contribution|
|15 or more years but less than 20 years of Credited Service||Medical, prescription drug, dental, and death benefits||Retiree's spouse pays $25.00; retiree's dependent children pay $50.00|
|10 or more years but less than 15 years of Credited Service||Medical, prescription drug, and death benefits||Retiree's spouse pays $30.00; retirees dependent children pay $60.00|
|5 or more years but less than 10 years of Credited Service||Medical and prescription drug benefits||Retiree's spouse pays $35.00; retiree's dependent children pay $70.00|
|Less than 5 years of Credited Service||Medical and prescription drug benefits (retiree pays 50% of the cost)||Retiree's spouse and dependent children pay 100% of the cost|
At the age of 65, you will be able to enroll in one (1) of the following Senior Plans:
Benefit and Risk Management Services (BRMS) has taken over the day-to-day operations of the AFL Hotel & Restaurant Workers Trust Funds in November 2008. Established in 1994, BRMS is a leading benefit administrator and healthcare risk manager that delivers innovative technology and administration that control rising healthcare costs. We have an experienced staff in our Health & Welfare and Pension departments ready to assist you with your every need.
The Trust Fund Office is located at: